VA Loan Guaranty Service Homepage
http://www.homeloans.va.gov/ Mission: To help veterans and active duty personnel purchase and retain homes in recognition of their service to the Nation.
Some highlights of the VA home loan program are: *No downpayment is required in most cases.
*Loan maximum may be up to 100 percent of the VA-established reasonable value of the property. Loans generally may not exceed $240,000.
*Flexibility of negotiating interest rates with the lender.
*No monthly mortgage insurance premium to pay.
*Limitation on buyer's closing costs.
*An appraisal which informs the buyer of property value
FHA/HUD Home Loan Information
http://www.hud.gov/buying/index.cfm FHA Home Loans make Buying a Home or a Refinance Mortgage Fast and Easy.
FHA loans allows first time home buyers and current home owners to buy a home with less than 3% down payment or FHA mortgage refinance up to 97% of the homes value.
Some highlights of the FHA loan program are:
*Minimal Down Payment and Closing Costs.
*Downpayment less than 3% of Sales Price
*100% Financing options available
*Gift for downpayment and closing costs allowed.
*FHA regulated closing costs.
*Seller can credit up to 6% of sales price towards buyers costs.
FHA Mortgage Limit for Single Family home in Pulaski County as of 01/01/2003: $154,896
Local Lenders
Shawn Cordry or Jenny Wade-Bordwell
Citizens Mortgage Company
496 Old Route 66
St. Robert, MO 65584
Phone: 573-336-2666
Toll Free: 1-800-440-2666
Citizens Mortgage Company Web Site
Annette Snyder
Mortgage Loan Specialist
First State Bank
St Robert Branch:
Physical Address:
926 Old Route 66
St Robert, MO 65584
Mailing Address:
P.O. Box P
Waynesville, MO 65583
Phone: (573) 336-4411
Fax: (573) 336-4990
First State Bank Web Site
Connie Ellzey
Vice President/Mortgage Loan Specialist
Security Bank Mortgage & LPO
Copperfield Center West
376-2 Old Route 66
St. Robert, MO 65584
Phone: 573-451-2265
Fax: 573-451-2899
Security Bank Mortgage Web Site
Jill / Real Estate Manager
Charlotte / Loan Officer
Mid-America Bank & Trust Company
434 Highway Y
St. Robert, MO 65584
Phone: 573-336-7777
Mid-America Bank & Trust Company Web Site
Wells Fargo Home Mortgage, Inc.
945 Missouri Avenue, Suite A
St. Robert, MO 65584
Phone: 573-336-1277
Toll Free: 1-800-774-5250
Wells Fargo Home Mortgage Web Site
Have a home or business you'd like to list for sale? Please give me a call at: (573)528-5425 or use the email link below for more information.
My listings are advertised on Realtor.com Enhanced Listings, this web site, ThePostConnection.com, the Pulaski Board of Realtors Multiple Listing Service, numerous online classifieds websites and the monthly Pulaski Homes Magazine to give you the best possible exposure.
Websites where we'll advertise your property for you at our expense are listed below.
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This information is designed to provide accurate and authoritative information in regard to the subject matter covered. It is offered with the understanding that the presenters are not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert advice is required, the services of a competent professional should be sought.
Post Realty & Associates, LLC Equal Housing Opportunity.